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VA
Emergency Care Update 04: In 2001, the
U.S. Congress provided VA with authorization (called the Mill Bill)
to pay for emergency care in non-VA facilities for veterans enrolled
in the VA health care system. The benefit will pay for emergency
care rendered for non-service-connected conditions for enrolled
veterans who have no other source of payment for the care. However,
VA will only pay to the point of medical stability. There are very
strict guidelines concerning these types of claims. Veterans and
their non-VA providers should be aware that these claims must be
filed with the VA within 90 days from the last day of the emergent
care; otherwise, the claim will be denied because it was not filed
in a timely manner. This benefit is a safety net for enrolled
veterans who have no other means of paying a private facility
emergency bill. If another health insurance provider pays all or
part of a bill, VA cannot provide any reimbursement. Veterans who
retired from the
· You were provided care in a hospital emergency department or similar facility providing emergency care; and · You are enrolled in the VA Health Care System, and · You have been provided care by a VA health care provider within the last 24 months (excludes C & P, Agent Orange, Ionized Radiation and Persian Gulf exams); and · You are financially liable to the provider of the emergency treatment for that treatment; and · You have no other form of health care insurance; and · You do not have coverage under Medicare, Medicaid, or a state program; and · You do not have coverage under any other VA programs; and · You have no other contractual or legal recourse against a third party (such as a Workman’s Comp Claim or a Motor Vehicle Accident) that will pay all or part of the bill; and · Department of Veterans Affairs or other federal facilities were not feasibly available at time of the emergency; and · The care must have been rendered in a medical emergency of such nature that a prudent layperson would have reasonably expected that delay in seeking immediate medical attention would have been hazardous to life or health.
If you are an
eligible veteran, and a VA facility is not feasibly available when
you believe your health or life is in immediate danger, report
directly to the closest emergency room (ER). If your condition is
stabilized by the ER but additional medical care is needed, proceed
to the nearest VAMC. If hospitalization is required for your service
or non-service-connected condition, you, your representative or the
treating facility should contact the nearest VAMC’s · VA will reimburse health care providers for all medical services necessary to stabilize your condition up to the point you can be transferred to an approved VA health care facility or other federal facility. If you stay beyond that point, you will assume full responsibility for the payment of costs associated with treatment. · If you are hospitalized, and the VA is notified, the VA will be in regular contact with your physician at the private hospital. As soon as your condition stabilizes, the VA will assist the private facility with arrangements to transport you to a VA, or VA-designated facility. · If the VA accepts responsibility for the emergency room visit and/or admission, the ambulance will be paid from the scene of the incident to the first non-VA facility providing necessary care. · The VA is only authorized to pay for an ambulance to go from the scene of the incident to the first non-VA facility providing necessary care. The veteran is responsible for payment for an ambulance from the non-VA facility to a VA facility. Ambulance bills are considered unauthorized claims, and must be submitted to the VA in a timely manner. · The VA’s authority for reimbursement of pharmacy items to veterans from non-VA providers follows a strict set of guidelines. The veteran must be actively enrolled in a Fee Basis Program; the pharmacy item must be considered as urgent or emergent by the initiating physician; the pharmacy item cannot be reimbursed past a 10 day supply; and the prescription and receipts must be turned in to the Fee Basis Unit. The reimbursement is based upon the U.S. Government’s Red Book cost and no taxes can be reimbursed. · If you are billed for emergency care services, contact the nearest VAMC Hospital Fee Unit and a representative will assist you in resolving the issue. Under the law, payment from the VA is considered as "payment in full" for the dates authorized.
Claims must be filed with the nearest VA Medical facility to where the services were rendered within 90 days of the discharge date of medical service; otherwise, the claim will be denied because it was not filed in a timely manner. You will need to provide to the VA the following documents from the Emergency Room/Hospital for them to pay for emergency care in a non-VA facility? · HCFA Form UB92 or other Approved Medicare Form (OCR) (pink and white Medicare Billing Form) from the Hospital Business Finance Office · Itemized Billing Statement from the Hospital Business Office. · A complete copy of All Medical Records pertaining to the admission through the date of discharge for this ER Visit/Hospitalization. · Ambulance Provider HCFA Form 1500 or other Approved Medicare Form (OCR) (pink and white Medicare billing form). · Ambulance Trip Ticket/Run Report. · ALL OTHER Provider/Physician Medicare HCFA Form 1500 or other Approved Medicare Form (OCR) [Source: http://www4.va.gov/healtheligibility/Library/FAQs/ECFAQ.asp#emergency Nov 09 ++]
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Aid & Attendance Update 03: This Special Pension (part of the VA Improved Pension program) allows for Veterans and surviving spouses who require the regular attendance of another person to assist in eating, bathing, dressing, undressing or taking care of the needs of nature to receive additional monetary benefits. It also includes individuals who are blind or a patient in a nursing home because of mental or physical incapacity. Assisted care in an assisted living facility also qualifies. This most important benefit is overlooked by many families with Veterans or surviving spouses who need additional monies to help care for ailing parents or loved ones. This is a "pension benefit" and is not dependent upon service-related injuries for compensation. Most Veterans who are in need of assistance qualify for this pension. Aid and Attendance can help pay for care in the home, nursing home or assisted living facility. For 2009 a single veteran is eligible for up to maximum benefit of $1,645 per month ($19,736 annually), while a surviving spouse is eligible for up to $1,057 per month ($12,681 annually). A couple is eligible for up to $1,950 per month ($23,396 annually). To be eligible the veteran must have served during one of the following periods:
· World War II: December 7, 1941 through December 31, 1946 · Korean War: June 27, 1950 through January 31, 1955 · Vietnam War: August 5, 1964 (February 28, 1961, for veterans who served “in country” before August 5, 1964), through May 7, 1975 · Gulf War: August 2, 1990, through a date to be set by law of Presidential Proclamation The VA must determine that your net worth is such that it will probably not support you through the remainder of your life. The VA does not include primary residence or vehicles when determining net worth. To qualify you must have a “countable income” of less than the pension amount to be eligible for all or a portion of the pension. Countable Income is the amount of income a veteran or surviving spouse receives each year including rollover interest, AFTER deducting all unreimbursed, and recurring health care expenses. This includes assisted living costs, home health care, insurance & Medicare premiums, on-going pharmacy costs and more. If you have dependents, their health care costs can also be used to reduce your countable income. However, their income must also be added into the equation. Refer to www.vba.va.gov/bln/21/pension/vetpen.htm#3 for additional details on the Aid & Attendance pension. Application to the VA for this benefit can be made by any of the following methods:
On line at http://vabenefits.vba.va.gov/vonapp/main.asp; or At http://www4.va.gov/vaforms download and fill out VA Form 21-526, Veteran's Application for Compensation and/or Pension. Send the completed application and any copies of other documents to the VA regional office that serves your area of residence. Make sure you download all parts of the application as well as the instructions for filling out the forms. If available, attach copies of dependency records (marriage & children's birth certificates). Contact a Veterans Service Officer (VSO) from a veterans service organization. To locate call 1-800-827-1000, for the location of the nearest VSO nearest you. Also, you can refer to http://www1.va.gov/vso for a list of the nationally recognized Veterans Service Organizations. There are three levels to the Improved Pension program: Basic Pension, Housebound, or Aid & Attendance. Each tier has its own level of benefits and qualifications. If you or your loved one does not qualify for Aid and Attendance, you may want to check to see if you qualify for another level of the Pension. For example the following would apply for eligibility to receive the Basic Pension: · A veteran receives $14,000 per year from Social Security. His wife earns $9,000 per year. The veteran also earns $5,000 per year from a small company pension giving the couple a total annual income of $28,000, and; · The couple have $38,000 in net worth in CDs and savings (not enough to support them for the rest of their lives) and they still live in the home they bought in 1954, and; · The veteran pays $1,800 per month for his wife’s home health care, they each pay a monthly Medicare premium of $96.40 (x 2 = $192.80/mo), and he also pays $149 per month for supplemental insurance. Thus, their total medical monthly expenses come to $25,702 per annum. · When you subtract the medical expenses from their total income, you get a “countable income” of only $2,368. The maximum basic benefit amount of $15,493 minus the countable income amount of $2,298 equals $13,195 ($1100 per month) which would be paid by the VA if the veteran applies for it.. [Source: Various Nov 09 ++]
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VA Burial Benefit Update 08: VA offers the following benefits and services to honor our Nation's deceased Veterans. For detailed information about all VA benefits and services, refer to www.va.gov:
· Headstones and Markers: VA can furnish a monument to mark the grave of an eligible Veteran. · Presidential Memorial Certificate (PMC): VA can provide a PMC for eligible recipients. · Burial Flag: VA can provide an American flag to drape an eligible Veteran's casket. · Reimbursement of Burial Expenses: Generally, VA can pay a burial allowance of $2,000 for Veterans who die of servicer elated causes. For certain other Veterans, VA can pay $300 for burial and funeral expenses and $300 for a burial plot. · Burial in a VA National Cemetery: Most Veterans and some dependents can be buried in a VA national cemetery. · Time Limits: There is no time limit to claim reimbursement of burial expenses for a service related death. In other cases, claims must be filed within two years of the Veteran's burial. * Free copies of your death certificate (your survivors may need several copies to document your death).
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